@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&display=swap');

:root {
  --bg: #f5f7fb;
  --panel: #ffffff;
  --accent: #214b9a;
  --accent-strong: #163869;
  --accent-soft: #e9f0ff;
  --text: #1a2332;
  --muted: #546176;
  --border: #d6dfef;
  --error: #a11d34;
  --shadow: 0 18px 45px rgba(19, 33, 68, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: 'Outfit', sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #eef4ff, #f9fbff);
  line-height: 1.6;
}

img {
  max-width: 100%;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
}

.skip-link:focus {
  left: 12px;
  top: 12px;
  z-index: 100;
  padding: 8px 12px;
  background: var(--accent-strong);
  color: #fff;
  border-radius: 8px;
}

.site-header,
.hero-card,
.calculator-card,
.guidance-card,
.results-card,
.schedule-card,
.future-links-card,
.site-footer {
  max-width: 1100px;
  margin: 0 auto;
}

.site-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 20px;
}

.brand-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  font-size: 1.35rem;
  letter-spacing: -0.02em;
  flex-wrap: wrap;
}

.brand-domain {
  font-weight: 800;
  background: linear-gradient(135deg, var(--accent-strong) 0%, var(--accent) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.brand-title {
  font-weight: 500;
  color: var(--muted);
  border-left: 2px solid var(--border);
  padding-left: 8px;
}

.brand-link:hover .brand-domain {
  opacity: 0.85;
}

.site-nav {
  display: flex;
  gap: 5px;
  flex-wrap: nowrap;
}

.site-nav a,
.future-link-list a {
  color: var(--accent);
  text-decoration: none;
  padding: 8px 12px;
  border-radius: 999px;
}

.site-nav a:hover,
.site-nav a:focus-visible,
.future-link-list a:hover,
.future-link-list a:focus-visible {
  background: var(--accent-soft);
}

.site-nav a[aria-current="page"] {
  background: var(--accent);
  color: #fff;
  font-weight: 700;
}

main {
  padding: 0 20px 40px;
}

.hero-card,
.calculator-card,
.guidance-card,
.results-card,
.schedule-card,
.future-links-card,
.site-footer {
  background: var(--panel);
  border: 1px solid var(--border);
  border-radius: 18px;
  box-shadow: var(--shadow);
}

.hero-card,
.calculator-card,
.guidance-card,
.results-card,
.schedule-card,
.future-links-card {
  padding: 24px;
  margin-top: 20px;
}

.eyebrow {
  margin: 0 0 8px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  font-weight: 700;
}

h1,
h2,
p,
label,
select,
input,
button,
th,
td {
  font: inherit;
}

h1,
h2 {
  margin-top: 0;
  color: var(--accent-strong);
}

.hero-copy,
.schedule-summary,
.instructions-list,
.results-note,
.future-links-card p,
.guidance-card p,
.site-footer p {
  color: var(--muted);
}

.mortgage-form {
  margin-top: 14px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.field-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

label {
  font-weight: 700;
}

input,
select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fcfdff;
}

input:focus,
select:focus,
button:focus,
a:focus {
  outline: 3px solid rgba(33, 75, 154, 0.35);
  outline-offset: 2px;
}

.rate-input-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 8px;
}

#interest-slider {
  accent-color: var(--accent);
  padding: 0;
}

.primary-button {
  margin-top: 18px;
  padding: 12px 18px;
  border: none;
  border-radius: 10px;
  background: var(--accent);
  color: #fff;
  cursor: pointer;
  font-weight: 700;
}

.error-message {
  min-height: 1.5rem;
  margin: 10px 0 0;
  color: var(--error);
  font-weight: 700;
}

.instruction-list {
  padding-left: 20px;
}

.results-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.result-tile {
  padding: 16px;
  border-radius: 14px;
  background: var(--accent-soft);
  border: 1px solid var(--border);
}

.result-label {
  display: block;
  font-size: 0.92rem;
  color: var(--muted);
  margin-bottom: 8px;
}

.result-tile strong {
  font-size: 1.3rem;
  color: var(--accent-strong);
}

.table-wrap {
  overflow-x: auto;
}

table {
  width: 100%;
  border-collapse: collapse;
}

th,
td {
  padding: 10px 12px;
  border-bottom: 1px solid var(--border);
  text-align: left;
}

th {
  background: #f2f6ff;
}

.empty-table {
  text-align: center;
  color: var(--muted);
}

.future-link-list {
  padding-left: 20px;
}

.ad-slot {
  margin-top: 20px;
  padding: 18px;
  border: 1px dashed var(--border);
  border-radius: 14px;
  background: #fbfcff;
}

.ad-label {
  margin: 0 0 12px;
  font-weight: 700;
  color: var(--muted);
}

.site-footer {
  margin: 20px auto 40px;
  padding: 18px 24px;
}

@media (max-width: 760px) {
  .form-grid,
  .results-grid {
    grid-template-columns: 1fr;
  }

  .site-header {
    flex-direction: column;
    align-items: flex-start;
  }
}

/* Landing Page Styles */
.hero-landing {
  background: linear-gradient(135deg, var(--accent-strong) 0%, var(--accent) 100%);
  color: #fff;
  padding: 48px 32px;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.hero-landing h1 {
  color: #fff;
  font-size: 2.2rem;
  font-weight: 800;
  margin-bottom: 16px;
  line-height: 1.25;
}

.hero-landing .eyebrow {
  color: var(--accent-soft);
}

.hero-landing .hero-copy {
  color: rgba(255, 255, 255, 0.85);
  font-size: 1.1rem;
  max-width: 720px;
  margin-bottom: 24px;
}

.hero-actions {
  margin-top: 8px;
}

.landing-cta {
  display: inline-block;
  text-decoration: none;
  background: #fff;
  color: var(--accent-strong) !important;
  font-size: 1rem;
  font-weight: 700;
  padding: 14px 28px;
  border-radius: 12px;
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.15);
  transition: transform 0.2s, box-shadow 0.2s, background-color 0.2s;
  margin-top: 0;
  border: none;
}

.landing-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 15px 25px rgba(0, 0, 0, 0.2);
  background: var(--accent-soft);
  outline: none;
}

.section-title {
  text-align: center;
  font-size: 1.8rem;
  margin-top: 40px;
  margin-bottom: 24px;
  font-weight: 700;
}

.landing-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  max-width: 1080px;
  margin: 0 auto 40px;
}

.tool-card {
  background: var(--panel);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 28px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.tool-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 25px 50px rgba(19, 33, 68, 0.16);
}

.tool-card-icon {
  font-size: 2.2rem;
  margin-bottom: 16px;
  background: var(--accent-soft);
  width: 60px;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
}

.tool-card h3 {
  font-size: 1.35rem;
  color: var(--accent-strong);
  margin: 0 0 10px;
  font-weight: 700;
}

.tool-desc {
  font-size: 0.95rem;
  color: var(--muted);
  line-height: 1.5;
  margin: 0 0 16px;
  flex-grow: 1;
}

.tool-stats {
  display: flex;
  gap: 8px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}

.tool-stat-tag {
  background: var(--accent-soft);
  color: var(--accent-strong);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 6px;
}

.tool-card-btn {
  text-decoration: none;
  font-weight: 700;
  color: var(--accent);
  font-size: 0.95rem;
  transition: color 0.2s;
  align-self: flex-start;
}

.tool-card-btn:hover {
  color: var(--accent-strong);
}

/* Steps section */
.landing-steps {
  padding: 32px 24px;
}

.landing-steps h2 {
  text-align: center;
  font-size: 1.6rem;
  margin-bottom: 28px;
}

.steps-container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.step-item {
  text-align: center;
  position: relative;
}

.step-num {
  width: 40px;
  height: 40px;
  background: var(--accent);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  margin: 0 auto 12px;
}

.step-item h4 {
  font-weight: 700;
  color: var(--accent-strong);
  margin: 0 0 8px;
}

.step-item p {
  font-size: 0.9rem;
  color: var(--muted);
  margin: 0;
  line-height: 1.4;
}

@media (max-width: 760px) {
  .landing-grid, .steps-container {
    grid-template-columns: 1fr;
  }
}