Budget planning
Estimate a comfortable home budget
This planner compares your income, existing debts, and target housing ratio to estimate a home price that may fit your budget.
Enter your budget details
Purpose and instructions
This page helps you estimate a home price that may fit your budget. It looks at your monthly income, debt payments, target housing ratio, down payment, and interest rate to form a planning estimate.
- Enter your gross monthly income before taxes and other deductions.
- Enter your current monthly debt payments such as car or credit card payments.
- Set a target DTI ratio. DTI stands for Debt-to-Income, which means the percentage of your monthly income used to cover debt payments.
- Enter your down payment and interest rate, then review the estimated housing budget and home price.
Estimated affordability
Fill out the form to estimate a home budget that may fit your income.